Eminyakeni eyishumi edlule, ukukhuphuka kobuchwepheshe be-blockchain kulethe ukuhlangana phakathi kwe-inthanethi nezezimali zomhlaba, okuholele ekuthuthukisweni kwesoftware yezinguquko ohlelweni lwezezimali. Lokhu kuhlangana kusebenza njengembangela yokusungulwa kwe-Circle ngo-2013. Inhloso eyinhloko yenkampani kube ukuhlanganisa imigomo eyisisekelo yesofthiwe ye-inthanethi evulekile emkhakheni wezezimali. Umgomo ugxile ekusebenziseni ukuvuleka kwe-inthanethi kanye nokwanda komnotho ukuze kuthuthukiswe ukuchuma komnotho emhlabeni wonke ngokushintshisana ngenani okungenazihibe, ngokwakha esikubona njengohlelo lwezezimali lwe-inthanethi olukhulayo.
Ukufinyelela Okuphelele kumaDola
Amanethiwekhi eBlockchain aguqula imali, aguqule indlela abantu ngabanye namabhizinisi abahwebelana ngayo emhlabeni jikelele. Umbuthano wethula i-USDC ngo-2018, i-stablecoin ehlanganisa ukwethembeka kwedola laseMelika nokusungulwa kwe-inthanethi evulekile. Njengoba idola lidlala indima ebalulekile kwezezimali zomhlaba, i-USDC isiza ukufinyeleleka, okuvikelekile, nokusebenza kahle kwedola ledijithali emikhawulweni yonke. Itholakala emazweni angaphezu kuka-190, i-USDC isivele yazuza amandla cishe kuma-wallet angama-on-chain acishe abe yizigidi ezi-3, okuphawula isinyathelo esibalulekile ekuchazeni kabusha isimo sezimali zamazwe ngamazwe.
I-Internet-Money Open Platform
Selokhu yethulwa ku-2018, USDC ibone ukwanda okukhulu ngaphakathi kwenethiwekhi ye-stablecoin, ixazulula cishe ama- $ 12 trillion ekuthengiseni kwe-blockchain. Lokhu kwamukelwa okusabalele kuvula amadola edijithali kubantu ngabanye emhlabeni wonke, okubangela ukukhushulwa kokuthuthukiswa kohlelo lokusebenza nokuqinisa i-ecosystem ezungeze i-USDC. Ukudweba ukufana nokuvela kwekhompuyutha yamafu, singena esigabeni soguquko esifana nokuhlanganiswa kwamafu kumabhizinisi. Umnikelo wombuthano ekwakheni uhlelo lwezezimali lwe-inthanethi uhambisana nengqalasizinda yamafu ekhona, njengoba amanethiwekhi e-blockchain eletha idatha evikelekile, ukuthengiselana, namandla okuhlanganisa ku-inthanethi yomphakathi.
I-Digital Dollar API: Ukuguqula Izimali Ze-inthanethi
I-USDC, ibhlokhi yokwakha elawulwa ngokucophelela nemithombo evulekile ku-inthanethi yomphakathi, ididiyelwa ngaphandle komthungo kumaphrojekthi ahlukahlukene we-fintech, amabhange, kanye nohlobo lwemali yedijithali. Inika amandla okwenziwayo okusheshayo, okungabizi kakhulu ngohlobo lwemali olusetshenziswa kakhulu emhlabeni, i-USDC isizakala ngendima ekhulayo yama-API esitakini sobuchwepheshe bezezimali esithuthukayo, okuvula amathuba abalulekile esimweni samanje sezezimali.
I-Seamless Blockchain Integration
I-USDC, eyenzelwe ukusebenzisana kwe-blockchain okungenamthungo, okwamanje ifinyeleleka kumanethiwekhi we-blockchain ayi-15. Umbono wethu owokunweba ukutholakala kwayo nomaphi lapho onjiniyela abasebenzayo besebenzisana nezinyathelo zokuphepha eziqinile. Ukwethulwa kwe-Cross-Chain Transfer Protocol (CCTP) kuqondisa izinto eziyinkimbinkimbi, kuthuthukisa ukuphepha nokuvikeleka, futhi kunciphisa izindleko zokudluliswa kwe-USDC phakathi kwama-blockchain. Umgomo wethu uwukuhlanganisa emhlabeni wonke ukwesekwa kwe-CCTP kuzo zonke izinkundla ze-blockchain zomdabu ze-USDC, siqinisekise ukuthengiswa kwedola ku-inthanethi yonkana kanye nokunciphisa izinselele zamanje ezihlobene nokudluliselwa kwe-blockchain-to-blockchain.
Ukufinyeleleka Komhlaba Wonke Kohlobo Lwemali Oluvulekile
Kule minyaka eyishumi edlule, isifunda sase-Asia-Pacific siye savela njengomholi wezobuchwepheshe emhlabeni wonke, sithuthukisa futhi sakha igagasi elisha lamabhizinisi amasha achaza kabusha ukusebenziseka nokuxhumana kwezigidigidi. Izinkampani ezivulayo ziguqule kokubili ezentengiselwano nomphakathi, zasebenzisa indlela entsha yesifunda, indlela ehamba phambili yeselula, kanye nokwamukelwa kwewallet yedijithali okwandile. Cishe uhhafu wabasebenzisi be-inthanethi abayizigidi eziyizinkulungwane eziyi-1.8 e-Asia Pacific asebesebenzisa izikhwama zedijithali, umfutho uzoqhubekela phambili, njengoba kulindeleke ukuthi kungene u-58% we-digital wallet phakathi kweNingizimu-mpumalanga ye-Asia engasebhange ngo-2025.
Uguquko Lwezezimali lwase-Asia Pacific: Umdanso We-Symbiotic Wokuqamba Okusha Nomthetho
Ngokuhambisana nokuqanjwa kabusha kwemboni ezimele, abenzi benqubomgomo base-Asia Pacific baqondise emnothweni wedijithali olawulwa kahle, ohambisana nombono wesifunda wezinhlelo zokusebenza ezinhle kakhulu zezinsizakalo zezezimali. Ohulumeni abacabanga phambili bakhuthaze ingqalasizinda yezezimali yedijithali eqinile, evumela ukunyakaza kwenani okusheshayo, okungabizi kakhulu, nokusobala kumabhizinisi nakubantu ngabanye.
Izomnotho ezibalulekile, okuhlanganisa i-India, Singapore, Hong Kong, Malaysia, ne-Thailand, zisungule izinhlelo zokukhokha zesikhathi sangempela ezingu-24/7, zazuza isikali nevolumu emangalisayo. Ukwakhela phezu kwale mpumelelo, abalawuli esifundeni bakha ngokushesha izinhlaka zama-stablecoins okukhokha.
I-Singapore: I-Monetary Authority yase-Singapore (MAS) ilawula ama-stablecoins ngaphansi kombuso wamalayisensi we-Major Payment Institution. Circle Singapore, ephethe Ilayisense Enkulu Yesikhungo Sokukhokha, isiza izinsizakalo zamathokheni okukhokha edijithali kanye nokudluliswa kwemali kwemingcele kanye nekhaya. Uhlaka oluhlongozwayo lwase-Singapore “lwe-stablecoin elawulwa yi-MAS” luhlose ukuqinisa isimo salo njengehabhu lempahla yedijithali.
I-Japan: Imithetho yokusebenzisa ama-stablecoins yaqala ukusebenza ngoJuni 2023, ivula indlela yokusatshalaliswa kwezinhlamvu zemali ezizinzile ezikhishwe kwamanye amazwe njenge-USDC. Ukusebenzisana kwe-Circle ne-SBI Holdings kuhloswe ukuthuthukisa ukusakazwa nokusetshenziswa kwe-USDC e-Japan.
I-Hong Kong: Idolobhakazi laphetha ukubonisana kwalo kokuqala kwe-stablecoin ngoJanuwari 2023 futhi lilindele ukusebenzisa izinhlelo zokulawula ngo-2024, okumaka isinyathelo esibalulekile ekuguqukeni kwezimali kwesifunda.
Ukwandisa Amandla Omnotho ngokusebenzisa i-Stablecoins
I-Asia iseduze nokwamukelwa okusabalele kwe-stablecoin, ikakhulukazi ezinhlelweni zokusebenza eziwela imingcele ezingazuzisa kakhulu umnotho wesifunda.
Izinkokhelo ze-Cross-Border: Njengoba i-Asia isingatha ingxenye enkulu yochungechunge lwezinsiza zomhlaba kanye nezinsizakalo ze-ICT, uhwebo lwezentengiselwano lwama-dollar ayizigidi eziyizinkulungwane ezingama-22.5 esifundeni (cishe ama-65% e-GDP eyizigidi eziyizigidi ezingama-35) luzozuza ukusebenza kahle okumangazayo ngama-stablecoins, lunikeza isixazululo esilula kumabhizinisi aqhuba i-cross-conference. ukuthengiselana emngceleni.
Izimali Zokuhweba: Amabhizinisi amancane naphakathi nendawo (ama-SME) e-Asia, abalulekile kwezohwebo, avame ukubhekana nezinselelo ekutholeni uxhaso lwezimali. Igebe lezezimali lezohwebo elilinganiselwa ku-$510 billion esifundeni lingadalulwa ngama-stablecoins afana ne-USDC, enikeza ukufinyelela okulula kumadola nge-inthanethi.
Imali ethunyelwayo: Ngo-$130 billion wemali ethunyelwayo engena e-Asia Pacific ngo-2022, izinhlamvu zemali ezizinzile njenge-USDC zingaguqula isimo sezwe. Inikeza isinxephezelo sembulunga yonke esiseduze nesikhathi sangempela ngezindleko ezincane, i-USDC iqeda ukungqubuzana okwengeziwe kubamukeli ngaphandle kokufinyelela ebhange, ibhekana nezindleko ezimaphakathi ezingu-5.7% zokuthumela u-$200 esifundeni. Imvelo esekelwe ku-blockchain ye-USDC iqinisekisa ukufinyeleleka ngaphandle kwesidingo se-akhawunti yasebhange yendabuko.
Ukwamukelwa kwama-Stablecoins kanye ne-Web3 eLatin America
Ngenkathi iNyakatho Melika ihola ukutholwa ye-inthanethi yasekuqaleni, i-Latin America manje isihamba phambili ngemali yedijithali kanye nentuthuko ebanzi yobuchwepheshe bezezimali. Igqugquzelwa ngokwengxenye isidingo, indima yomlando ye-Latin America njengendawo ebalulekile yemali ethunyelwayo, ephawulwa ukudluliselwa kwemali okuhamba kancane nokumba eqolo okuhambisana nesidingo esikhulu samadola aseMelika, ibeke isifunda njengendawo edlala indima enkulu. Ukuthembela kudola laseMelika kunomthelela omkhulu esifundeni esibhekene nokungaqiniseki komnotho omkhulu, okwenza amanethiwekhi e-blockchain abe yisixazululo esikahle sokuletha amadola edijithali njengendlela esebenzayo yokushintshanisa imisebenzi yezomnotho.
Ingxenye ephawulekayo yabantu base-Latin America ayinakho ukufinyelela ezinsizeni zezezimali zendabuko, okugcizelela amandla oshintsho okubhenka okugxiliswe kudivayisi kanye nezinkokhelo. Izibalo zabantu ziphinde zikhulise amathuba, ngenani labantu abayizigidi ezingama-658—okucishe kuphindwe kabili kunase-US—kanye nenzuzo enkulu kunezifunda ezinabantu asebekhulile, njengoba cishe ingxenye yesine yabantu ineminyaka engu-14 noma ngaphansi.
The Isiginali ye-Crypto inkundla ikunikeza ulwazi oluwusizo olukubeka phezu komdlalo wakho wezezimali.
Thengisa izinhlamvu zemali ze-crypto ku-BYBIT!